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Barb Deggans
- Jan 16
5 Tips to Get a Lower Interest Rate
As a buyer, one of the issues you're facing now that may be keeping you from moving forward with your new home purchase is likely the higher interest rates we're seeing now compared to a year ago. Here are some tips to help you get those rates as low as possible so you may just be able to go ahead with buying your dream home now. Work on you. The best version of you that you can present to a lender, the better interest rate you'll be offered. Get your credit score as high as


Barb Deggans
- Jan 9
Understanding Capital Gains Tax When Selling Your Home
Capital gains on the sale of a primary residence refers to the profit that is made when a person sells their home for more than they paid for it. If a person has owned and lived in their home for at least two of the five years prior to the sale, they may be eligible for a capital gains exclusion. This means that they can exclude up to $250,000 of the capital gains from the sale of their home from their taxable income if they are single, or up to $500,000 if they are married a


Barb Deggans
- Jan 6
Using Seller Concessions to Get a Better Deal
As a seller in our current market, you may be asked to make concessions to help close the deal on your home. But what exactly are seller concessions, and how can you use them to negotiate a better deal? Seller concessions are essentially any incentives or credits that a seller offers to a buyer in order to make the sale more attractive. These can include things like paying buyer's closing costs, offering a home warranty, or even offering to make repairs or improvements on the