December 9, 2019

Different loan types require different inspections. Here is your easy guide do which inspections you’ll need based on your loan type.

FHA Loans

  • Termite, radon, septic, and well Inspections are only required for FHA loans if the contract or the appraisal specifies that they need to be done. Private road maintenance agreements are always required for FHA loans and appraisals are valid for 120 days.

VA Loans

  • VA loans always require termite, septic, and well inspections as well as private road maintenance agreements. Radon inspections are only required if the contract of appraisal specifies that it needs to be done. Appraisals done for VA loans are valid for 180 days.

Conventional Loans

  • For conventional loans the termite, radon, septic and well inspections are only required if the contract or appraisal specifies that they need to be done. The private road maintenance agreement is always required and the appraisal is valid for 120 days.

USDA Loans

  • Termite and radon inspecti...

December 6, 2019

If you're looking for a top real estate agent to sell your house, or if you need to find a Realtor because you're buying a house, maybe you should give me a call.

November 13, 2019

Working with Barb was a pleasure. She was always there to answer any questions or concerns. I bought my home from out of state and I needed someone I could trust and have my best interest. Highly recommended...thank you so much Barb!

Unless you have a ton of cash readily available, you’ll need to borrow money to buy and renovate a distressed property. But obtaining a loan for a house flip isn't like getting a conventional loan for a home you intend to actually live in.

November 6, 2019

Real estate agents often work very closely with your lender and end up knowing quite a bit about your personal financial situation. Maybe you have more credit card debt than you let on. Are these details of your life you want to share with friends and family?

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